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If you find yourself always paying a big tax bill in April, take a look at your W-4 form. You can fill out a new W-4 form with fewer allowances if you think this applies to you. Your paychecks will get smaller if you claim fewer allowances, but remember that you have to pay those taxes either way. You are simply spreading out your tax burden over the entire year instead of having to come up with a lump sum in April. Another option that you have is to ask your employer to withhold an additional dollar amount from your paychecks. This paycheck calculator will help you determine how much additional withholding you should have.

Another way to manipulate the size of your paycheck - and save on taxes in the process - is to increase your contributions to employer-sponsored retirement accounts like a k or b. The money you put into these accounts is taken out of your paycheck prior to taxes being subtracted. So by putting money away for retirement, you are actually lowering your taxable income, which can help you save in taxes right now. Another option is to put money in a spending account like a health savings account HSA or a flexible spending account FSA if your employer offers them.

The money you put in these accounts is also taken from your paycheck before taxes, and you can use those pre-tax dollars to pay for medical-related expenses like copays or certain prescriptions. SmartAsset's interactive map highlights the most paycheck friendly counties across the country.

Zoom between states and the national map to see data points for each region, or look specifically at one of the four factors driving our analysis: Semi-Monthly Paycheck, Purchasing Power, Unemployment Rate, and Income Growth. Methodology Our study aims to find the most paycheck friendly places in the country. These are places in the country with favorable economic conditions where you get to keep more of the money you make. To find these places we considered four different factors: semi-monthly paycheck, purchasing power, unemployment rate and income growth.

First, we calculated the semi-monthly paycheck for a single individual with two personal allowances.

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We applied relevant deductions and exemptions before calculating income tax withholding. We then indexed the paycheck amount for each county to reflect the counties with the lowest withholding burden. We then created a purchasing power index for each county. This reflects the counties with the highest ratio of household income to cost of living. We also created an unemployment rate index that shows the counties with the lowest unemployment. For income growth, we calculated the annual growth in median income over five years for each county and indexed the results.

Finally, we calculated the weighted average of the indices to yield an overall paycheck friendliness score. We used a one half weighting for semi-monthly paycheck and a one-sixth weighting for purchasing power, unemployment rate and income growth. We indexed the final number so higher values reflect the most paycheck friendly places. What is an Index Fund? How Does the Stock Market Work? What are Bonds?

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The Mid-Mountain Tour offers a tamer experience, with six ziplines transporting fliers through the forest canopy, across four suspension bridges, and down one exciting rappel. See the Catskill Mountains as a bird would! Open on winter weekends. Use the power of the wind to fly across snow-covered fields.

Top 5 things to do on a NYC trip

All gear is included in the lesson. Open Tuesday-Sunday, from am—5 pm. Dive into the rich culture and history, as well as interactive fun, offered at museums across New York State. Dogsledding is one of the most unique winter activities available in New York State. Prices vary. There are nearly well-maintained places to go cross-country skiing in New York State.

The Tug Hill State Forest offers ample cross-country skiing trails, as well as waterfall features. Rentals are available at most ski centers, and night skiing, as well as full moon ski parties, should definitely top your bucket list! Nothing says the holidays quite like light displays that shine against the winter landscape.

Admission prices vary. The Adirondacks, home to Lake Placid, a two-time host of the Winter Olympics, offers a series of unique winter sports events this year. Learn how to ski, go sledding, and more.

Your New York State Winter Bucket List

Each region in New York State celebrates Christmas with its own traditions and festivities. Speaking of Victorian-era entertainment, head to the communities of Troy, Saratoga Springs, and Athens for their Victorian Stroll events this holiday season. Delight in wandering carolers, horse-drawn wagon rides, seasonal refreshments, and more.

The 37th Annual Troy Victorian Stroll on December 8 features more than free attractions including dancers, magicians, and storytellers.


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Discover these vibrant historic traditions brought to life. Dates vary. These are not so much once-in-a-lifetime experiences as they are traditions that are meant to be enjoyed every year. Candid New York Library.

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